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TATA AIG Travel Insurance - International is designed for eligible Indian travellers visiting destinations outside India. Depending on the selected policy option, the cover may include emergency medical expenses, emergency medical evacuation, repatriation of mortal remains, accidental death and disablement, baggage loss or delay, passport loss and selected travel disruptions. Available benefits, sums insured, deductibles and eligibility conditions vary by plan option and destination. The official website advertises travel insurance from ₹22.50 per day, but this is an indicative starting price rather than a guaranteed quote for every traveller. The final premium depends on factors such as the traveller’s age, destination, trip duration and selected cover.
International medical protection, baggage and passport benefits, travel disruption cover and emergency assistance, subject to policy terms
This policy may suit leisure and business travellers who want financial protection against unexpected medical and travel-related incidents abroad. Before buying, compare the medical sum insured, per-incident limits, deductibles, baggage and passport limits, trip cancellation conditions and emergency-assistance process. Check whether the destination is included in the selected geographical zone and whether the policy satisfies the destination country’s visa-insurance requirements. Do not assume every listed benefit is included in every option: optional add-ons, exclusions, waiting periods and claim documentation can materially affect the protection. Travellers should also review pre-existing medical-condition rules and exclusions for adventure activities before purchase. The current policy wording and schedule issued for the selected option take precedence over this summary.
Tata AIG
Key Insights
Founded
2001
Tata AIG was established 25 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
98.2% CSR, calculated as a 3-year average
Tata AIG settles 98.2% of all claims it receives, demonstrating strong credibility.
Contact Details
1800-266-7780
Headquarters: Peninsula Business Park, Tower A, 15th Floor, G.K. Marg, Lower Parel, Mumbai – 400 013, Maharashtra, India
Eligible emergency medical expenses due to an illness or injury during the insured trip may be covered under the selected option.
Benefit limits, deductibles and exclusions apply. Check the schedule and policy wording.
Eligible emergency transportation to an appropriate medical facility may be covered under the policy.
Subject to medical necessity, insurer assistance procedures and the selected option.
Eligible expenses for repatriation of mortal remains may be covered if the insured dies during the trip.
The applicable limit and conditions are set out in the policy schedule.
The policy may reimburse eligible losses involving checked-in baggage or necessary purchases due to a covered baggage delay.
Time thresholds, exclusions, documentation and benefit limits apply.
Eligible expenses associated with a lost passport during the insured trip may be covered.
Subject to the selected benefit limit and required supporting documents.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
Tata AIG plans and claim process
It is travel insurance for eligible trips abroad. Depending on the selected option, benefits may include emergency medical expenses, evacuation, baggage and passport protection, and selected travel-disruption benefits.
TATA AIG advertises travel insurance from ₹22.50 per day. This is an indicative starting price, not a guaranteed quote. The final premium depends on age, destination, trip duration and selected cover.
The official TATA AIG downloads listing identifies TATA AIG Travel Insurance - International with UIN TATTIOP25040V042425. Check the issued policy schedule for the exact product and version applicable to your purchase.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Tata AIG website before purchasing.
Official Website
tataaig.com
Visit the official Tata AIG website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
Eligible emergency medical expenses may be covered according to the selected option, applicable limits, deductibles and exclusions.
Selected benefits may cover checked-in baggage loss or delay. The applicable conditions, delay threshold, limits and supporting documents depend on the policy wording.
A passport-loss benefit may be available under the selected option, subject to its limit, covered circumstances and required documents.
Do not assume that pre-existing conditions are covered. The policy wording may exclude related expenses or provide only a limited exception in specified circumstances.
Some adventure sports may be excluded from the base cover. Check whether an applicable add-on is available for the exact activity before travelling.
TATA AIG states that eligible international options can provide EUR 30,000 medical cover for Schengen countries. Confirm that the chosen option, dates and certificate meet the current visa requirements before purchase.
The premium depends on factors including the traveller’s age, destination, trip duration, selected option and any additional cover chosen.
Use TATA AIG’s official downloads page to find the current policy wording and brochure. The wording and schedule issued for the selected option govern the coverage.