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Asia Travel Insurance is designed for eligible trips to Asian destinations. TATA AIG offers three options: Silver, Silver Plus and Gold. Depending on the option selected, the policy can provide cover for medical expenses resulting from illness or injury, accidental death and dismemberment, emergency medical evacuation, repatriation of remains, baggage loss or delay, passport loss and personal liability. Assistance services are also available under the applicable terms. The advertised starting premium is ₹25.60 per day, but the final premium depends on traveller details, destination, trip duration and selected cover. Coverage limits, deductibles, geographical eligibility and exclusions must be checked against the policy schedule and wording.
Three options—Silver, Silver Plus and Gold—with travel and medical protection subject to policy terms
The main decision when comparing the Asia options is the benefit limit, rather than the plan name alone. The official comparison lists different limits for medical expenses, accidental death and dismemberment, baggage loss and personal liability across Silver, Silver Plus and Gold. For example, the published comparison lists medical expense limits of USD 50,000, USD 100,000 and USD 200,000 respectively, while baggage-loss limits are USD 500, USD 1,000 and USD 1,000. These are published option-level figures and remain subject to the current policy schedule and wording. Travellers should also check whether the destination is covered, how deductibles apply, which medical expenses are eligible, and whether baggage and passport claims require specific documentation. Pre-existing diseases and several other circumstances are excluded under the policy wording.
Tata AIG
Key Insights
Founded
2001
Tata AIG was established 25 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
98.2% CSR, calculated as a 3-year average
Tata AIG settles 98.2% of all claims it receives, demonstrating strong credibility.
Contact Details
1800-266-7780
Headquarters: Peninsula Business Park, Tower A, 15th Floor, G.K. Marg, Lower Parel, Mumbai – 400 013, Maharashtra, India
Covers eligible medical expenses resulting from a covered accidental injury or sickness during the insured overseas trip.
Limits vary by plan option. The policy wording defines eligible expenses, sub-limits and deductibles.
Provides a scheduled benefit for covered accidental death or specified bodily loss.
Benefit limits differ across Silver, Silver Plus and Gold.
Covers eligible transportation to the nearest suitable hospital or to India for continued treatment when medically necessary.
Subject to medical necessity, the applicable limit and policy conditions.
Covers eligible expenses for transporting mortal remains back to India following a covered death during the trip.
Subject to the benefit terms and applicable limits.
Provides cover for eligible permanent loss of an entire checked-in baggage item due to covered circumstances involving a common carrier.
The published limits are USD 500 for Silver and USD 1,000 for Silver Plus and Gold.
Some travel policies offer optional protection for specified adventure activities when selected and accepted by the insurer.
Do not assume this cover is included. Confirm availability for the destination and selected Asia policy before purchase.
Additional protection may be available through eligible options or endorsements for specific travel-related risks.
Only benefits explicitly shown on the issued policy schedule are covered.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
Tata AIG plans and claim process
It is travel insurance for eligible trips to Asian destinations. Depending on the option, it can cover medical expenses, baggage loss or delay, passport loss, personal liability and other listed benefits.
TATA AIG advertises Asia Travel Insurance starting at ₹25.60 per day. Your actual premium depends on traveller details, destination, trip duration and selected cover.
The official product page lists Silver, Silver Plus and Gold. Their benefits and limits differ, so compare the policy schedule before selecting an option.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Tata AIG website before purchasing.
Official Website
tataaig.com
Visit the official Tata AIG website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
The official product page lists single-trip eligibility from 6 months to 70 years. Annual multi-trip eligibility starts at age 12. Confirm current eligibility for your selected policy.
It covers eligible medical expenses arising from covered illness or injury overseas. Limits, exclusions and deductibles depend on the selected option.
Emergency medical evacuation is listed as a benefit. It is subject to medical necessity, policy conditions and the applicable limits.
Baggage loss and baggage delay are listed benefits, but availability and limits differ by option. Check the policy schedule and required claim documentation.
The product lists a passport-loss benefit for eligible replacement or duplicate passport expenses, subject to the applicable limit and conditions.
The policy wording lists pre-existing diseases and related complications among exclusions. Read the complete wording for the precise terms.
Personal liability is listed as a benefit for eligible third-party bodily injury or property damage claims. Limits vary by plan option.
The official product page describes individual and family purchasing options, subject to eligibility and the policy terms.
Read the official Asia Travel Insurance policy wording and prospectus on TATA AIG’s website. Review the schedule, limits, deductibles and exclusions before purchase.