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Bajaj Life eTouch II is an online term insurance plan designed to provide financial protection to your family if you pass away during the policy term. It offers three variants: Life Shield, Life Shield Plus and Life Shield ROP, each with different benefits and payout options. Depending on the selected variant and eligibility, you may access features such as accidental death benefit or a return of eligible premiums. The minimum base sum assured is ₹50 lakh, while the maximum cover is subject to the insurer’s underwriting policy.
Wide rider options including critical illness cover
The plan offers variant-based choices for customers seeking life protection. Compare the death-benefit payout options, premium payment conditions, variant-specific accidental death benefits and maturity provisions before buying. Eligibility and claims remain subject to underwriting and policy terms.
Bajaj Allianz Life
Key Insights
Founded
2001
Bajaj Allianz Life was established 25 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
99.3% CSR, calculated as a 3-year average
Bajaj Allianz Life settles 99.3% of all claims it receives, demonstrating strong credibility.
Contact Details
1800-209-7272
Headquarters: Bajaj Insurance House, Airport Road, Yerawada, Pune – 411006, Maharashtra, India
Pays the admissible death benefit to the nominee if the life assured dies while the policy is in force.
Subject to policy terms, exclusions and the sum assured selected.
The plan offers payout choices according to the option selected when the policy is issued.
Available payout modes and conditions vary by selected variant.
A terminal illness benefit may be payable when the policy definition and claim conditions are satisfied.
Refer to the current policy wording for the definition and payment conditions.
An optional Premium Holiday facility may be available to eligible policyholders.
Eligibility and conditions apply; this is not an unconditional premium waiver.
The Life Shield ROP variant provides for return of eligible premiums at maturity, subject to policy terms.
Applies to the relevant variant only; taxes and extra premiums may be excluded.
An additional accidental death benefit is associated with the Life Shield Plus variant.
Variant-specific; confirm the current policy wording before purchase.
Any optional rider must be selected separately if offered and available for the policy.
Confirm current rider availability, eligibility and price with the insurer.
Insurer
Bajaj Allianz Life plans and claim process
The plan offers Life Shield, Life Shield Plus and Life Shield ROP variants. Benefits differ by variant.
The insurer’s current product material should be checked for the applicable minimum sum assured and underwriting limits.
The Life Shield ROP variant provides for return of eligible premiums at maturity, subject to the policy wording.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Bajaj Allianz Life website before purchasing.
Official Website
bajajallianzlife.com
Visit the official Bajaj Allianz Life website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
No. The additional accidental death benefit is associated with the Life Shield Plus variant and is subject to policy conditions.
Payout choices depend on the option selected at policy inception and the applicable policy terms.
No. It is subject to eligibility and policy conditions.
No. Premiums depend on age, cover, policy term, variant, payment mode, underwriting and other applicable factors.
Refer to the latest official policy wording for the full exclusions and claim conditions.