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Provides life cover and financial products including Unit Linked Insurance Plans (ULIPs), term insurance plans (such as plans for diabetics and women), child plans, savings plans, and retirement/annuity options.
Bajaj Allianz Life Insurance is a joint venture between Bajaj Finserv and Allianz SE. eTouch Life Shield offers 99.3% claim settlement at one of the most affordable premiums in the ₹1Cr+ coverage segment.
7 plans available — compare coverage, premium, and key features.
Budget-focused life protection with terminal illness benefit and optional features, subject to policy terms.
Key Features
Step-by-step claim process for Bajaj Allianz Life.
Call 1800-209-7272 or visit bajajallianzlife.com/claims. Notify within 90 days of the insured's death.
Submit death certificate, policy document, and nominee KYC at any Bajaj Allianz Life branch or online.
Claims processed within 30 days. Bajaj Allianz Life has a dedicated claims team for faster resolution.
Approved claim amount transferred to nominee's bank account within 7 working days.
Bajaj Allianz offers 99.3% claim settlement at a very competitive premium. The flexible payment options and affordability make it ideal for budget-conscious families.
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Yes — eTouch Life Shield offers 99.3% claim settlement at one of the lowest premiums for coverage above ₹1Cr. It's the best affordable option in this segment.
Bajaj Allianz Life offers monthly, quarterly, half-yearly, and annual premium payment. The eTouch Life Secure also offers single pay and limited pay options.
Bajaj Allianz Life has a claim settlement ratio of 99.3% as per IRDAI Annual Reports.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Bajaj Allianz Life website before purchasing.
Return-of-premium variant with payment options subject to the applicable policy terms.
Key Features
Wide rider options including critical illness cover
Key Features
Term Plan
Key Features
Diabetic Cover
Key Features
Women Focused
Key Features
Standardised term cover with flexible premium-payment options
Key Features
Yes — the critical illness rider covers 10 major illnesses including cancer, heart attack, and stroke. Premium waiver is also available on critical illness diagnosis.
Yes — eTouch Life Shield is available fully online at bajajallianzlife.com. No agent visit required.