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SBI General Two Wheeler Insurance Policy - Package is intended for motorcycle and scooter owners seeking protection for covered damage to their own vehicle alongside third-party liability cover. The policy describes protection for insured events such as accidental damage, fire, theft and specified natural or man-made calamities, subject to the policy wording and schedule. Third-party cover addresses covered legal liability for injury, death or property damage. Premium depends on the vehicle, registration location, insured declared value, policy period and selected covers. Review deductibles, exclusions and claim requirements before purchasing.
Package cover for eligible two-wheelers, subject to policy wording
This package policy may suit riders who want own-damage protection in addition to third-party liability. Compare the quote, insured declared value, deductibles, repair arrangements and available optional covers. Add-ons may enhance protection but can add to the premium and have their own eligibility requirements. The final claim amount depends on the policy schedule, covered loss, assessment, deductibles and exclusions. Obtain a quote for the specific vehicle and read the current policy wording before making a decision.
SBI General
Key Insights
Founded
2009
SBI General was established 17 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
94.5% CSR, calculated as a 3-year average
SBI General settles 94.5% of all claims it receives.
Contact Details
1800 102 1111
Headquarters: 9th Floor, A & B Wing, Fulcrum Building, Sahar Road, Andheri (East), Mumbai – 400 099, Maharashtra, India
Covers eligible accidental damage to the insured two-wheeler.
Subject to policy wording, deductibles and claim assessment.
Provides cover for insured losses caused by covered fire, burglary or theft.
Conditions, exclusions and required claim documents apply.
May cover insured damage caused by specified events such as flood, storm or earthquake.
Only events included in the policy wording qualify.
Covers eligible legal liability for third-party injury, death or property damage.
Subject to applicable law and policy terms.
Personal accident protection may apply to an eligible owner-driver where required and included in the policy arrangement.
Confirm the insured amount, eligibility and any applicable exceptions.
Optional assistance may include eligible breakdown support such as towing or flat-tyre assistance.
Confirm availability, service limits and additional premium for this policy.
Where offered and selected, this cover can reduce depreciation deductions on eligible replaced parts during a claim.
Eligibility, limits and exclusions apply; confirm in the issued schedule.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
SBI General plans and claim process
It combines own-damage cover for eligible insured events with third-party liability protection, subject to policy terms and exclusions.
The official website advertises starting prices for selected vehicles and locations. The payable premium depends on the vehicle, location, IDV, policy term and selected covers. Obtain a current quote for the specific vehicle.
The own-damage section can cover theft subject to the policy conditions, exclusions and claim documentation requirements.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official SBI General website before purchasing.
Official Website
sbigeneral.in
Visit the official SBI General website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
Where offered and selected, this cover may pay for specified consumables used during eligible accident repairs.
Additional premium and policy conditions apply; normal wear and tear is not covered.
Specified natural calamities may be covered. Refer to the policy wording and schedule for covered events and applicable exclusions.
Yes, the package policy includes third-party liability cover subject to applicable legal requirements and policy conditions.
Optional covers may be available for additional premium. Their availability and eligibility should be confirmed while obtaining the quote.
Review the policy wording for exclusions such as normal wear and tear, mechanical breakdown, intoxicated driving, invalid licence situations and losses outside the policy scope.
Notify SBI General promptly using the official claim channels. Keep your policy details, registration certificate, driving licence and incident-related documents ready as applicable. Follow the insurer instructions for inspection and settlement.