SBI General Bundled Private Car Insurance Policy

SBI General Bundled Private Car Insurance Policy combines three years of third-party liability protection with one year of own-damage protection for eligible new private cars. The third-party section covers eligible legal liability arising from accidental bodily injury, death or third-party property damage, subject to applicable law and policy terms. The own-damage section may cover eligible loss or damage from accidents, fire, theft, specified natural calamities and listed man-made events. The vehicle IDV is used as the basis for applicable own-damage claims. At the end of the first year, the own-damage section must be renewed to maintain own-vehicle protection; the third-party section continues for its remaining policy term. The premium is quote-based and depends on vehicle details and selected covers.

This bundled structure can suit eligible new private car owners who want long-term third-party protection and own-damage cover for the first year under one purchase. Remember that the two sections have different durations: the own-damage component needs renewal after one year, while the third-party component generally remains valid for three years. Compare the IDV, deductibles, exclusions, add-on availability and renewal terms before buying. The exact premium varies with the car model, location, insured value and optional covers. Confirm current availability and the final quote with SBI General before purchase.