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The New India Assurance Private Car Base Package Policy combines own-damage protection with third-party liability for eligible private cars. Own-damage cover applies to insured events such as covered accidents, fire and theft, subject to the policy wording, exclusions and deductibles. Third-party cover addresses covered legal liability for injury, death or property damage. Premium depends on vehicle details, IDV, location and selected covers. Review the applicable official policy wording and policy schedule before purchasing.
Combined protection for covered vehicle damage and third-party liability
This package policy is relevant to private car owners seeking own-damage and third-party protection together. Its value depends on IDV, deductibles, exclusions, claim conditions and selected cover. Premium must be calculated using actual vehicle and proposal details rather than a guessed fixed amount. Confirm optional covers and repair arrangements with the insurer before purchasing.
New India Assurance
Key Insights
Founded
1919
New India Assurance was established 107 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
93.8% CSR, calculated as a 3-year average
New India Assurance settles 93.8% of all claims it receives.
Contact Details
1800 209 1415
Headquarters: 87, M.G. Road, Fort, Mumbai – 400 001, Maharashtra, India
Covers insured vehicle damage caused by covered accidental events.
Subject to policy terms, deductibles and exclusions.
Covers eligible vehicle loss or damage from covered fire-related events.
Refer to the applicable policy wording.
Provides cover for insured vehicle theft subject to policy conditions.
Claim requirements and IDV terms apply.
May cover specified events such as flood, storm, earthquake and riot.
Only events included in the policy wording are covered.
Covers insured legal liability for covered third-party injury, death or property damage.
Applicable legal limits and policy conditions apply.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
New India Assurance plans and claim process
It combines own-damage protection with third-party liability, subject to the policy wording.
It covers specified own-damage events subject to applicable terms and exclusions.
Yes, subject to applicable law and policy conditions.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official New India Assurance website before purchasing.
Official Website
newindia.co.in
Visit the official New India Assurance website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
No. Premium depends on vehicle details, IDV, location, applicable rates and selected covers.
IDV means Insured Declared Value and is used for applicable total-loss and theft settlements.
Theft is covered subject to policy wording and claim requirements.
Do not assume add-ons are included; confirm selected covers in the policy schedule.
Check the New India Assurance official car insurance page and the applicable policy documents.