Loading...
The New India Assurance Company Limited operates as the ultimate institutional pillar of the Indian general insurance industry, backed by over a century of continuous operational excellence. As a prominent Public Sector Undertaking (PSU), its massive financial asset base, unmatched reserve strength, and superior solvency margins allow it to underwrite incredibly complex and high-value risks that few other domestic players can accommodate.
11 plans available — compare coverage, premium, and key features.
Combined protection for covered vehicle damage and third-party liability
Key Features
Step-by-step claim process for New India Assurance.
Call the toll-free helpline 1800-209-1415 or use the "Intimate a Claim" option on the website immediately after an accident, theft, or damage; you will receive a claim reference number.
A surveyor is appointed to inspect the damage; submit the claim form, RC, driving licence, and FIR (if required) for verification.
For cashless claims, take the vehicle to any of New India's 3,000+ network garages — the company settles the bill directly, minus deductibles. For reimbursement, repair at any garage and pay upfront.
Once documents are verified, New India pays the network garage directly for cashless claims, or transfers the reimbursement amount to your bank account.
Long operating history and government ownership provide confidence to traditional buyers.
Yes, it is a government-owned general insurance company.
Yes, online renewal is available.
Yes, through network garages.
Yes, as an add-on.
Yes, third-party insurance plans are available.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official New India Assurance website before purchasing.
Third-party liability protection without own-damage cover for the insured car
Key Features
One-year own-damage cover with three-year third-party liability cover
Key Features
Three-year third-party liability cover for eligible new private cars
Key Features
Protects your own car against covered damage when valid third-party insurance is in place
Key Features
Choose a kilometre slab and qualify for an applicable own-damage premium discount at renewal
Key Features
Mileage-based package for brand-new cars with one-year own-damage and three-year third-party cover
Key Features
Own-damage protection with kilometre-based discount eligibility at renewal
Key Features
Protects the insured two-wheeler against covered own-damage events and provides third-party liability cover.
Key Features
Covers eligible legal liability for third-party bodily injury, death and property damage, subject to policy terms.
Key Features
Covers specified damage to the insured two-wheeler, including covered accidents, theft, fire and natural calamities. An active third-party policy is required separately.
Key Features