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New Two-Wheeler Insurance is a listing for customers arranging insurance for a newly purchased motorcycle or scooter. The appropriate policy depends on the protection selected, vehicle details and the insurer’s current offerings. Own-damage cover protects the insured vehicle against eligible losses, while third-party insurance addresses covered legal liability to others. These protections are distinct, so buyers should confirm which covers are included in the actual quote and policy schedule before paying.
Review own-damage and third-party protection options when insuring a new two-wheeler
For a new two-wheeler, check the policy type, insured declared value, applicable deductibles, exclusions and repair claim process. Confirm the required third-party policy term and whether any own-damage cover is being purchased separately or together with other cover. Premium cannot be stated accurately without the vehicle and quote details. This CMS listing is intended to help users compare important considerations; it should not be treated as confirmation of a separately named ICICI Lombard product or a guaranteed benefit package. Verify current availability and terms directly with the insurer.
ICICI Lombard
Key Insights
Founded
2001
ICICI Lombard was established 25 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
97.9% CSR, calculated as a 3-year average
ICICI Lombard settles 97.9% of all claims it receives, demonstrating strong credibility.
Contact Details
1800 2666
Headquarters: ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai - 400025, India
A third-party policy can cover eligible legal liability for injury, death or property damage to others, subject to applicable terms.
Confirm the third-party cover and policy term shown in the issued schedule.
Own-damage cover may protect the insured two-wheeler against covered accidental damage when included in the selected policy.
Not automatically included in every third-party-only policy.
Theft-related loss may be covered under an applicable own-damage policy, subject to its conditions and documentation requirements.
Verify the selected policy wording.
Eligible loss caused by specified fire or natural events may be covered under the applicable own-damage policy.
Covered events and exclusions depend on the policy wording.
The insured declared value and policy terms are important when assessing the potential settlement for total loss or theft.
IDV does not automatically determine every partial-damage payout.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
ICICI Lombard plans and claim process
Review the required third-party liability insurance and whether you also want own-damage protection. Confirm the exact policy combination offered in the quote.
Not necessarily. Own-damage protection depends on the selected policy. A third-party-only policy does not cover damage to your own vehicle.
The premium depends on vehicle details, policy type, applicable rates and selected cover. Use the insurer’s current quote for the actual price.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official ICICI Lombard website before purchasing.
Official Website
icicilombard.com
Visit the official ICICI Lombard website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
Theft may be covered when an applicable own-damage policy includes it and the claim satisfies the policy conditions.
Do not assume add-ons are included. Check which optional covers are offered for your vehicle and explicitly listed in the final quote and policy schedule.