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ICICI Lombard Comprehensive Two-Wheeler Insurance is designed to combine own-damage protection for an insured motorcycle or scooter with third-party liability cover under the applicable policy structure. Depending on the issued policy, own-damage cover may protect against eligible losses caused by accidents, theft, fire and specified natural or man-made events. The policy schedule determines the cover period, insured vehicle details, deductibles and applicable exclusions.
Protection against insured two-wheeler damage and third-party liabilities
Comprehensive two-wheeler insurance can help protect against both covered damage to your own bike or scooter and eligible third-party liabilities. Review the policy tenure, insured declared value where applicable, deductibles, claim conditions and available add-ons. Package and long-term policy options can have different terms, so verify the duration of each cover section in the actual quote and schedule before purchasing.
ICICI Lombard
Key Insights
Founded
2001
ICICI Lombard was established 25 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
97.9% CSR, calculated as a 3-year average
ICICI Lombard settles 97.9% of all claims it receives, demonstrating strong credibility.
Contact Details
1800 2666
Headquarters: ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai - 400025, India
Covers eligible accidental damage to the insured motorcycle or scooter as defined in the policy.
Deductibles and claim conditions apply.
May cover eligible loss due to theft or fire involving the insured two-wheeler.
Policy conditions and claim documentation apply.
May cover insured damage caused by specified events such as floods, storms or earthquakes.
Refer to the policy wording for covered events and exceptions.
Provides cover for eligible legal liability arising from third-party injury, death or property damage.
Applicable law and policy terms govern claims.
The insured declared value is relevant to eligible own-damage total-loss or theft settlements where applicable.
Check the value and settlement terms in the schedule.
May reduce depreciation deductions on eligible replaced parts during admissible claims.
Optional; confirm availability, eligibility and limits.
May provide specified assistance for eligible breakdown or roadside emergencies.
Optional; service scope and limits apply.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
ICICI Lombard plans and claim process
It can cover eligible damage to your own bike or scooter and third-party liabilities, subject to the issued policy terms.
Eligible theft losses may be covered, subject to the policy wording, documentation and claim conditions.
A comprehensive package policy generally includes third-party liability. Check the actual policy schedule to confirm the cover and duration.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official ICICI Lombard website before purchasing.
Official Website
icicilombard.com
Visit the official ICICI Lombard website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
May cover specified engine-related damage if offered and included in the selected policy.
Optional; confirm wording and exclusions.
The premium depends on vehicle details, location, policy tenure, applicable rating factors and selected add-ons. Obtain a current quote.
Such add-ons may be available for eligible vehicles and policies. Confirm current availability, limits and terms with ICICI Lombard.