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Digit New Car Insurance is a dedicated purchase journey for customers insuring a brand-new car. Digit allows buyers to explore different policy types, including third-party liability, standalone own-damage and comprehensive protection, according to the available product options and vehicle eligibility. Third-party insurance is legally required for vehicles used on public roads in India. For a new private car, long-term third-party cover is generally required under the applicable motor insurance rules; the exact policy combination and duration should be confirmed in the issued schedule. Comprehensive protection combines third-party liability with eligible damage protection for the insured car, while third-party-only insurance does not cover damage to the owner’s car. Available optional covers may include Zero Depreciation, Return to Invoice, Engine and Gearbox Protection and other add-ons, subject to eligibility. The final premium depends on vehicle details, IDV, policy duration, location and selected covers.
Choose third-party, own-damage or comprehensive protection for a new car
For a newly purchased car, confirm the policy type, third-party policy duration, own-damage period and add-ons before payment. A new-car insurance page is a purchase pathway rather than a guarantee that every buyer receives the same policy combination. Review the vehicle registration and invoice details, insured declared value, deductibles and policy schedule carefully. Zero Depreciation and Return to Invoice may be relevant for eligible new vehicles, but they have specific terms and limits. Do not assume own-damage cover is included in a third-party-only policy. Compare the quote and current policy wording before choosing the final configuration.
Go Digit
Key Insights
Founded
2017
Go Digit was established 9 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
96% CSR, calculated as a 3-year average
Go Digit settles 96% of all claims it receives, demonstrating strong credibility.
Contact Details
1800 103 4448
Headquarters: Atlantis, No. 95, 4th B Cross Road, 5th Block, Koramangala Industrial Layout, Bengaluru, Karnataka 560095, India
Allows customers purchasing a new car to explore available third-party, own-damage and comprehensive insurance options.
The available combinations depend on vehicle eligibility and the quote offered.
Third-party insurance covers eligible legal liability for bodily injury, death or property damage caused to another party.
Applicable limits, policy duration and terms govern claims.
When an eligible own-damage or comprehensive option is selected, the policy can cover insured damage to the new car caused by covered events.
Not included in a third-party-only policy.
Eligible theft and fire losses can be covered when the selected policy includes own-damage protection.
Claim settlement is subject to policy terms and insured value.
Own-damage cover may protect against specified events such as floods, storms and earthquakes.
Only covered perils under the selected policy are payable.
For eligible own-damage policies, this add-on can reduce specified depreciation deductions on replaced parts during admissible claims.
Availability, vehicle eligibility, limits and exclusions apply.
For eligible policies, this add-on may provide a benefit based on invoice value and specified related costs in covered theft or total-loss situations.
Eligibility, settlement terms and limits apply.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
Go Digit plans and claim process
It is Digit’s online insurance purchase pathway for a newly purchased car, allowing customers to explore the available motor policy options.
At least third-party motor insurance is generally mandatory for vehicles used on public roads. Confirm the applicable duration and policy requirements for your new car.
Own-car damage is covered only when you select an eligible own-damage or comprehensive policy. Third-party-only insurance does not cover damage to your own car.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Go Digit website before purchasing.
Official Website
godigit.com
Visit the official Go Digit website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
May cover specified engine or gearbox losses described in the selected add-on wording.
Conditions apply; ordinary mechanical breakdown is not automatically covered.
The premium depends on the car model, engine capacity, IDV, registration location, policy duration and selected covers. Obtain a vehicle-specific quote from Digit.
Digit lists comprehensive cover as an option for new cars, subject to the vehicle and quote eligibility.
Digit lists Zero Depreciation as an optional add-on for eligible policies. Confirm the precise terms and eligibility in the current quote.
It is an optional benefit that may provide a payment based on invoice value and specified related costs in eligible theft or total-loss cases.
Check the registration and vehicle details, policy duration, own-damage inclusion, IDV, deductibles, add-ons, exclusions and the issued policy schedule.