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Digit Comprehensive Car Insurance combines protection for damage to the insured car with third-party liability cover under one policy. Own-damage protection can apply to covered accidents, collisions, theft, fire, natural calamities and specified man-made events. Third-party liability cover addresses eligible legal liability for bodily injury, death or property damage caused to another party, subject to the policy and applicable law. Digit offers optional add-ons that can enhance selected areas of protection, including parts depreciation protection, engine and gearbox protection, roadside assistance and Return to Invoice where eligible. Cashless repair may be available through the insurer’s network garages, subject to approval and policy terms. The premium is vehicle-specific and can depend on the car model, age, IDV, registration location, claims history, NCB and selected add-ons.
Combined own-damage and third-party protection with optional add-ons
Comprehensive insurance combines own-damage and third-party protection, but it does not mean every loss or repair is payable. Review the insured declared value, compulsory deductible, applicable depreciation deductions, add-on limits, exclusions and claim process before purchase. Optional benefits should be selected according to the car’s age, usage and risk exposure. Claims may be affected by policy conditions, including valid driving licence requirements and exclusions for wear and tear or mechanical breakdown. Obtain a quote for the specific vehicle and read the policy schedule and current wording to confirm the exact benefits.
Go Digit
Key Insights
Founded
2017
Go Digit was established 9 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
96% CSR, calculated as a 3-year average
Go Digit settles 96% of all claims it receives, demonstrating strong credibility.
Contact Details
1800 103 4448
Headquarters: Atlantis, No. 95, 4th B Cross Road, 5th Block, Koramangala Industrial Layout, Bengaluru, Karnataka 560095, India
Covers eligible physical damage to the insured car resulting from covered accidents and collisions.
Deductibles, depreciation and policy exclusions apply.
Provides settlement for admissible theft or total-loss claims according to the policy, IDV and claim assessment.
Claim documentation and policy conditions apply.
Covers eligible damage caused by insured fire events and specified natural calamities such as floods, storms or earthquakes.
The exact insured events are defined by the policy wording.
Provides cover for eligible legal liability arising from third-party bodily injury, death or property damage.
Subject to applicable law and policy terms.
Eligible repairs may be settled directly with an authorised network garage after the required claim approval.
Garage availability, admissibility and deductibles affect the process.
Can reduce specified depreciation deductions on eligible replaced parts during an admissible claim.
Eligibility, limits and conditions apply.
May cover specified engine or gearbox losses described in the selected add-on wording.
Not every mechanical failure or consequential loss is covered.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
Go Digit plans and claim process
It combines own-damage protection for the insured car with third-party liability cover, subject to policy terms.
It can cover eligible accidental damage, theft, fire, specified natural calamities and third-party liability as defined by the policy.
The premium depends on the car model, age, IDV, registration location, NCB and selected add-ons. Obtain a vehicle-specific quote from Digit.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Go Digit website before purchasing.
Official Website
godigit.com
Visit the official Go Digit website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
May provide specified emergency services such as towing or roadside help following a breakdown.
Service limits, eligibility and availability apply.
Yes. Comprehensive car insurance combines own-damage cover with third-party liability cover, subject to the issued policy.
Digit offers parts depreciation protection as an optional benefit for eligible vehicles. Confirm the available add-on name and conditions when obtaining a quote.
Certain engine-related losses may be covered if an eligible engine and gearbox protection add-on is purchased and its conditions are met.
Cashless repairs may be available at authorised network garages, subject to claim approval, admissibility and policy conditions.
Notify Digit through its available claim channels, provide the requested documents and photographs, and follow inspection and repair approval instructions.