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Axis Max Life Fast Track Super Plan is a unit-linked, non-participating individual life insurance plan, currently listed by the insurer under UIN 104L082V06. It combines life insurance protection with investment in market-linked funds. The current product page advertises 29 fund options, 12 free fund switches each year, two free partial withdrawals annually after the five-year lock-in and loyalty additions beginning from the 11th policy year. At maturity, the policyholder can receive the fund value as a lump sum or select monthly instalments over five years, subject to the policy terms. The fund value depends on market performance and applicable charges; investment returns are not guaranteed.
29 fund options, annual free switches and loyalty additions from year 11
Fast Track Super may suit investors who want to combine life cover and long-term market-linked investing in one policy. The range of funds and investment strategies provides flexibility, while the death benefit offers protection subject to the contract. However, this is not a guaranteed-return savings plan: market movements, fund-management charges and other policy charges affect the final fund value. The five-year lock-in limits access to money early in the policy. Before buying, compare the premium commitment, policy term, premium-payment term, sum assured, charges and fund risk level. The insurer’s current product page should be used to confirm the applicable UIN and policy conditions; historical brochures may describe earlier versions.
Axis Max Life
Key Insights
Founded
2000
Axis Max Life was established 26 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
99.7% CSR, calculated as a 3-year average
Axis Max Life settles 99.7% of all claims it receives, demonstrating strong credibility.
Contact Details
1860-120-5577
Headquarters: Jacaranda Marg, DLF Phase 2, Sector 25, Gurugram, Haryana – 122002, India
Choose from 29 investment fund options across different investment strategies and risk profiles.
Fund availability and risk ratings may change; check the current fund list.
The current product page advertises 12 free fund switches in each policy year.
Check the current policy terms for permitted switches and any applicable charges beyond the free allowance.
Two free partial withdrawals are available each year after the five-year lock-in, subject to policy conditions.
Withdrawals reduce fund value and may affect future benefits.
At maturity, receive the applicable fund value as a lump sum or choose monthly instalments over a five-year period.
Fund value is market-linked and is not a guaranteed amount.
The nominee receives the highest of the sum assured and fund value as on the date of death, subject to a minimum of 105% of premiums paid and the policy terms.
Claim admissibility and calculation are governed by the policy contract.
An investment strategy that transfers units periodically between designated funds under product rules.
This is an investment strategy, not an additional insurance cover.
An investment strategy that adjusts fund allocation using predefined rules.
Strategy availability and conditions must be confirmed in the current policy documents.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
Axis Max Life plans and claim process
It is a unit-linked, non-participating individual life insurance plan that combines life cover with market-linked investments.
The current official product page lists UIN 104L082V06. Confirm the UIN on the latest prospectus and policy documents before applying.
The insurer currently advertises 29 fund options. Check the latest official fund list for details and risk profiles.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Axis Max Life website before purchasing.
Official Website
maxlifeinsurance.com
Visit the official Axis Max Life website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
The premium depends on the chosen premium-payment option, policy term, sum assured and eligibility. Obtain a current personalised illustration from the insurer rather than relying on an unverified amount.
No. This is a market-linked ULIP and the investment risk is borne by the policyholder. Fund values can rise or fall.
The lock-in period is five years. Full or partial withdrawals are not available during this period under ULIP rules.
The current product page advertises 12 free fund switches per policy year. Confirm the current terms for any additional switches.
The insurer advertises two free partial withdrawals annually after the five-year lock-in, subject to policy conditions and applicable limits.
The current product description states that the higher of the sum assured and fund value on the date of death is payable, subject to a minimum of 105% of premiums paid and the policy terms.
The maturity benefit is based on the applicable fund value. The current product page describes a lump-sum option or monthly instalments over five years.
The current product page describes additional units equal to 0.30% of fund value starting from the 11th policy year, subject to policy conditions.
The described strategy initially allocates premium to Secure Plus Fund and transfers units periodically to Growth Super Fund under the strategy rules.
Stopping premiums can affect policy status and benefits. The consequences depend on the policy terms, premiums paid and applicable ULIP rules.
Tax benefits may be available if the applicable legal conditions are met. Treatment depends on prevailing tax law and individual circumstances.
Read the latest official prospectus, policy contract and Customer Information Sheet on the Axis Max Life website. The current policy documents govern benefits, charges and exclusions.