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Digit Student Travel Insurance is designed for eligible Indian students travelling abroad for education. Studying in another country can involve unexpected medical expenses, accidents and travel disruptions, so the policy offers protection tailored to student-related needs. Depending on the issued policy, benefits may include emergency medical treatment, accident-related expenses, baggage delays, passport loss and certain study-related events. Some listed benefits may also address study interruption or an emergency visit by a family member, subject to policy conditions. Students should confirm age eligibility, enrolment requirements, policy duration, pre-existing-condition provisions and their university or destination requirements before purchasing cover.
Long-term cover with study interruption and sponsor protection benefits
Digit student travel insurance is designed for Indian students studying abroad. Its official page describes medical treatment and evacuation, accidental treatment, emergency dental treatment, study interruption, sponsor-related protection, passport loss, baggage delay and personal liability. The official page describes coverage periods from 30 days up to 3 years and eligibility conditions. Confirm the student’s age, course duration, destination, sum insured and university requirements before purchase.
Go Digit
Key Insights
Founded
2016
Go Digit was established 10 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
96.7% CSR, calculated as a 3-year average
Go Digit settles 96.7% of all claims it receives, demonstrating strong credibility.
Contact Details
1800-258-5956
Headquarters: Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru – 560095, Karnataka, India.
Eligible emergency medical treatment and hospitalisation abroad may be covered.
Selected limits, eligibility and exclusions apply.
Emergency evacuation and repatriation of mortal remains may be covered as described in the policy.
Check conditions and applicable limits.
Emergency dental treatment for qualifying accidental injury or acute pain may be covered.
Sub-limits and policy conditions apply.
A benefit may apply if a covered event interrupts studies and the student cannot recover eligible costs from the institution.
Covered events and proof requirements apply.
Eligible course expenses may be covered after a qualifying death or permanent total disability of the education sponsor.
Definitions and benefit limits apply.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
Go Digit plans and claim process
It is a student-focused international travel policy listing medical, travel and education-related benefits for eligible students.
Digit lists emergency medical treatment, evacuation, study interruption, sponsor protection, baggage and passport-related benefits, subject to policy terms.
A benefit may apply when a covered event interrupts studies and eligible expenses cannot be recovered from the institution. Conditions apply.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Go Digit website before purchasing.
Official Website
godigit.com
Visit the official Go Digit website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
The official page lists protection for qualifying death or permanent total disability of the sponsor, subject to the policy definition and limits.
Digit’s official page describes policy durations from 30 days up to 3 years, subject to eligibility and the selected policy.
Digit’s official student page describes eligibility for Indian students aged 18–35. Verify the latest eligibility rules before buying.
Your CMS currently shows ₹560 per month. Verify this against a current Digit quote for the student’s destination, duration and cover.
The official page lists items such as proof of enrolment, passport and visa copies, travel itinerary, health declaration and academic documents. Requirements can vary.