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Care Student Explore is Care Health Insurance's international student travel insurance product for Indian students going overseas for education. Policybazaar lists four variants: Explore Start, Explore Plus, Explore Super and Explore Ultra. The benefits and medical limits differ between variants, so students should compare the policy schedule rather than assume that all four provide identical protection. Depending on the selected variant, student-oriented benefits can include emergency medical treatment, medical evacuation, emergency dental expenses, personal liability, compassionate visit, bail bond, loss of passport or international driving licence, checked-in baggage loss, laptop or tablet loss, university insolvency, sponsor protection and study interruption. Policybazaar states that Explore Start does not provide a medical-expenses benefit. Students who need medical protection abroad should therefore check the selected variant carefully and not assume the lowest-cost option includes hospital expenses. Optional benefits may be available for certain pre-existing conditions, vision care, maternity and newborn cover, adventure-sports injury and other specified situations, subject to the selected variant and policy wording. Care advertises a starting price of ₹11 per day alongside a USD 30,000 cover example. This is an advertised starting example, not a guaranteed premium for every student. Actual premium depends on age, destination, study duration, selected variant, sum insured and optional benefits.
Student-focused overseas protection with study interruption, sponsor protection, baggage and passport benefits, plus variant-dependent medical cover.
Student Explore is designed for Indian students and includes education-related protections that a standard leisure travel plan may not prioritise. Policybazaar lists Start, Plus, Super and Ultra, with different medical limits and benefits. Explore Start is a notable exception because the comparison listing says it has no medical-expenses benefit. Students who require health cover abroad should carefully compare the medical benefits and sum insured available under Plus, Super and Ultra. Before choosing, confirm the destination, university requirements, policy duration and territorial scope. Check the medical and non-medical sub-limits and whether treatment during visits to India is covered. Optional benefits such as vision care, maternity-related cover, adventure sports and cover for certain pre-existing conditions should not be assumed to be included by default. Read the current policy wording and certificate before payment.
Care Travel
Key Insights
Founded
2012
Care Travel was established 14 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Contact Details
1800-102-4488
Headquarters: Tower C, Unitech Cyber Park, Sector 39, Floor 6, Units 604–607, Gurugram, Haryana – 122001, India
Official Website
careinsurance.com
Visit the official Care Travel website for plan brochures, premium quotes and policy services.
Benefit for specified covered events that interrupt the insured student’s education.
Covered reasons and maximum benefit depend on the selected variant.
Specified protection connected with the sponsor of the student’s education.
Eligibility, covered events and limits are policy-specific.
Emergency medical benefits under eligible variants.
Explore Start is listed as having no medical-expenses benefit.
Eligible emergency dental treatment where included.
Limits vary by variant; routine dental treatment may be excluded.
Covered legal liability for accidental injury or property damage to another person.
Subject to policy conditions and limits.
Optional vision-care protection where available.
Availability depends on the chosen variant.
Optional maternity-related protection where available.
Eligibility, conditions and limits apply.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
Care Travel plans and claim process
It is Care Health Insurance’s international student travel insurance product for Indian students studying overseas.
Policybazaar lists Explore Start, Explore Plus, Explore Super and Explore Ultra.
No. Policybazaar specifically lists Explore Start as having no medical-expenses benefit. Check the selected variant before purchase.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Care Travel website before purchasing.
Optional protection for eligible adventure-sports injuries.
Only activities expressly covered by the policy qualify.
Optional benefit for specified life-threatening medical situations, where available.
Eligibility and restrictions apply.
Optional benefit listed for certain variants.
Definitions, limits and conditions apply.
Policybazaar lists medical limits that vary by variant, with certain options reaching USD 1 million. Confirm the current quote and policy schedule.
Care advertises a starting price of ₹11 per day with a USD 30,000 cover example. The final premium depends on student and trip details.
A study-interruption benefit is listed, subject to the selected variant, covered reasons and policy limits.
It is a specified benefit related to the student’s sponsor. Covered events and the maximum benefit depend on the wording.
Laptop or tablet loss is listed among benefits for eligible options. Check the chosen variant, exclusions and claim requirements.
Some optional benefits may be available on selected variants. Confirm availability, eligibility and limits before purchase.
Policybazaar lists an age range of 12 to 40 years. Confirm current official eligibility rules before applying.