Third-Party Two-Wheeler Insurance

Bajaj General Third-Party Two-Wheeler Insurance provides motor liability protection for eligible claims when the insured motorcycle or scooter causes bodily injury, death or property damage to another party and the insured becomes legally liable. Third-party motor insurance is generally mandatory for two-wheelers used on public roads in India. The applicable liability cover and property-damage limit are governed by motor vehicle law and the issued policy wording. This policy does not cover accidental damage to the insured bike or scooter, theft of the insured vehicle, or repairs to the policyholder’s own vehicle. The premium depends on the vehicle category, engine capacity, applicable statutory rates and policy duration. Confirm the payable premium and coverage details through the insurer’s official quote and policy schedule.

This liability-only policy is intended for riders who need third-party protection without purchasing own-damage cover under the same policy. It can help address eligible legal liabilities arising from accidents involving the insured two-wheeler, subject to applicable law, liability determination, documentation and policy conditions. It should not be confused with comprehensive two-wheeler insurance: damage to the insured vehicle and its theft are not covered here. Owners who need protection for their own bike or scooter can evaluate a separate standalone own-damage policy while maintaining valid third-party cover. Review the policy schedule, applicable limits and exclusions before purchasing.