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Reviewed by Finzony Finance TeamLast updated:
MediCare Platinum is a Tata AIG health insurance offering designed to provide broad health protection with a range of policy benefits.
A premium health insurance product with broader protection and enhanced healthcare benefits.
A comprehensive health protection option for customers looking for wider coverage and additional policy benefits.

Tata AIG Health Insurance
Key Insights
Founded
2001
Tata AIG Health Insurance was established 25 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
94.3% CSR, calculated as a 3-year average
Tata AIG Health Insurance settles 94.3% of all claims it receives.
Network Hospitals
10,000+
Tata AIG Health Insurance has a network of 10,000+ hospitals, ensuring wide accessibility and convenience for policyholders.
Eligible inpatient hospitalisation expenses are covered subject to policy terms.
Eligible expenses incurred before hospitalisation are covered as per policy conditions.
Eligible expenses incurred after hospitalisation are covered according to policy terms.
Eligible day care procedures are covered subject to applicable policy conditions.
Eligible AYUSH treatment is covered according to the policy terms.
Optional coverage for eligible treatment outside India, subject to the selected benefit and policy conditions.
Optional
Optional maternity-related benefits are available subject to applicable waiting periods and conditions.
Optional
Applicable waiting periods and exclusions apply according to the policy wording.
Initial waiting period
Applies to illness-related claims except eligible accidental hospitalisation.
Specified diseases and procedures
Specified conditions and procedures are subject to applicable waiting periods.
Pre-existing diseases
Pre-existing diseases are subject to the applicable continuous coverage waiting period.
Conditions or treatments that the policy clearly says it will not cover.
Eligible medical and hospitalisation expenses are covered subject to policy conditions and exclusions.
Insurer
Tata AIG Health Insurance plans and claim process
MediCare Platinum is a Tata AIG health insurance plan designed to provide comprehensive health protection.
Eligible inpatient hospitalisation expenses are covered subject to policy terms.
Eligible day care procedures are covered according to policy conditions.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Tata AIG Health Insurance website before purchasing.
Contact Details
1800 266 7780
Headquarters: Peninsula Business Park, Tower A, 15th Floor, G.K. Marg, Lower Parel, Mumbai – 400013, Maharashtra, India
The aforementioned ratios have been averaged over three years (FY24-FY26)
Optional outpatient treatment benefits can be selected subject to applicable terms.
Optional
Optional coverage for eligible consumable items used during hospitalisation.
Optional
Optional preventive health check-up benefit subject to the selected cover.
Optional
Optional eligible dental treatment benefits subject to the selected cover.
Optional
Optional mental wellness and consultation benefits subject to applicable terms.
Optional
Optional room-related enhancement where available under the selected product configuration.
Optional
Optional accident-related protection where available under the selected product configuration.
Optional
Yes. Applicable waiting periods apply according to the policy terms.