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Reviewed by Finzony Finance TeamLast updated:
Tata AIG Health Supercharge is designed to provide enhanced health insurance protection with additional benefits and a Supercharge bonus structure.
A family health plan that can increase the base sum insured on renewal, subject to the selected variant and policy terms.
A broad health protection option offering hospitalisation cover along with additional benefits such as restoration, wellness services and Supercharge Bonus.

Tata AIG Health Insurance
Key Insights
Founded
2001
Tata AIG Health Insurance was established 25 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
94.3% CSR, calculated as a 3-year average
Tata AIG Health Insurance settles 94.3% of all claims it receives.
Network Hospitals
10,000+
Tata AIG Health Insurance has a network of 10,000+ hospitals, ensuring wide accessibility and convenience for policyholders.
Eligible inpatient hospitalisation expenses are covered up to the applicable sum insured.
Eligible pre-hospitalisation expenses are covered according to the policy terms.
Up to 90 days as applicable.
Eligible post-hospitalisation expenses are covered according to the policy terms.
Up to 90 days as applicable.
Eligible day care procedures are covered subject to policy conditions.
The plan provides restoration of eligible coverage subject to policy conditions.
Waiting periods apply to initial illness, pre-existing diseases and specified conditions according to the policy terms.
Initial waiting period
Applies to illness-related claims except eligible accidental hospitalisation.
Initial Waiting Period
A 30-day initial waiting period applies, subject to policy terms and conditions.
Specified diseases and procedures
Specified conditions and procedures are subject to applicable waiting periods.
Pre-Existing Disease Waiting Period
Pre-existing diseases are subject to the applicable waiting period under the policy wording.
Conditions or treatments that the policy clearly says it will not cover.
The plan provides comprehensive health coverage with additional benefits designed to increase protection over time.
Insurer
Tata AIG Health Insurance plans and claim process
Health Supercharge is a Tata AIG health insurance plan providing enhanced health protection and additional benefits.
The Supercharge Bonus can increase the base sum insured over successive renewals subject to the applicable policy terms.
Yes, the plan provides a restore benefit subject to applicable policy conditions.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Tata AIG Health Insurance website before purchasing.
Contact Details
1800 266 7780
Headquarters: Peninsula Business Park, Tower A, 15th Floor, G.K. Marg, Lower Parel, Mumbai – 400013, Maharashtra, India
The aforementioned ratios have been averaged over three years (FY24-FY26)
Pre-existing diseases
Pre-existing diseases are subject to the applicable continuous coverage waiting period.
Specified Disease / Procedure Waiting Period
Specified diseases and procedures are subject to the applicable waiting period under the policy terms.
Eligible pre-hospitalisation expenses are covered subject to policy terms and applicable limits.
The plan provides wellness services and wellness programme benefits subject to applicable terms.