Key Features

• Lock the Clock keeps your premium at entry age until your first claim
• ReAssure Forever restores your base cover unlimited times after the first claim
• Booster+ carries forward unused cover, up to 10X by variant and age
• M-iracle covers maternity, IVF, surrogacy and adoption (9 to 48 month wait)
• Hospitalisation of 2 hours or more and day care covered

Key Features

• For adults aged 61 to 75, individually or as a couple, with lifelong renewal
• 50% default co-pay; reduce to 40%, 30% or 20% at purchase
• Gold: shared room, up to ₹10L. Platinum: private room, up to ₹25L
• Platinum adds ReAssure, 10% yearly Loyalty Additions and a health check-up
• Day care, AYUSH, 60 days pre and 180 days post hospitalisation covered

Key Features

• Unlimited sum insured option, plus ₹5 lakh and ₹10 lakh options
• Four variants: Classic, Select, Elite and Black, with room category by variant
• ReAssure Forever and Booster+ up to 10X on the ₹5 lakh and ₹10 lakh options
• Lock the Clock keeps your premium at entry age on Elite and Black
• Optional Day 1 cover for up to 145 pre-existing conditions

Key Features

• 50% of premium back as a separate cover that grows 10% a year and pays rejected claims
• ₹5,000 Smart Cash for treatment in a government hospital
• Flexi-Pay: start with a token premium and pay the rest within the policy year
• Unlimited digital consultations with general physicians
• 100% Re-fill of the base sum insured once a policy year, for any illness

Key Features

• Three plans, Silver, Gold and Platinum, with sum insured from ₹5L to ₹3Cr
• In-built international cover: Platinum multi-trip up to ₹1Cr, Gold one trip of up to 15 days
• Maternity and newborn cover on floater and Family First plans, worldwide on Platinum
• Loyalty additions of 10% a year up to 100%, even after a claim, plus Re-fill
• Premium waiver on floater and Family First plans

Key Features

• Room rent covered up to sum insured, except suite or above
• 12 modern treatments covered up to sum insured, with no sub-limit
• 20% No Claim Bonus for every claim-free year, up to 100%
• Re-fill of base sum insured once a policy year, for a different illness
• Family First: cover up to 19 relationships on one policy

Key Features

• Super top-up cover of ₹2L to ₹95L that pays once your yearly deductible is used up
• Choose a deductible from ₹1L to ₹10L (₹10,000 on E-saver)
• 60 days pre and 90 days post-hospitalisation expenses covered up to sum insured
• Loyalty Additions of 5% a year, up to 50%, on base cover up to ₹25L
• Optional Personal Accident and Critical Illness covers, outside the deductible

Key Features

• Accidental death pays 100% of sum insured and permanent total disability pays 125%
• Cover from ₹5L up to ₹5Cr, worldwide, for individuals and families
• Permanent total disability includes being unable to work in any occupation
• Optional weekly payout for temporary disability and accident hospitalisation cover
• Sum insured rises 5% for every claim-free year, up to 25%