Activ Secure Critical Illness - Comprehensive Protection

Aditya Birla Activ Secure Critical Illness Plan 2 is the comprehensive variant of the insurer’s critical illness product. It covers 50 listed critical illnesses, including the 20 illnesses covered under Plan 1 and additional conditions and procedures. When a covered illness is diagnosed and the claim satisfies the policy wording, the plan provides a lump-sum benefit equal to 100% of the applicable sum insured. The payout can help with treatment-related expenses, household costs or income disruption. The actual premium depends on the insured person and selected policy details; the advertised starting premium is not a guaranteed quote.

Plan 2 expands the list of covered critical illnesses from 20 to 50 compared with the base variant. The official product page highlights conditions or procedures such as benign brain tumour, brain surgery and tuberculosis. The policy also specifies a 90-day initial waiting period and a 15-day survival period for this variant. Buyers should read the policy definitions carefully because a diagnosis must meet the policy’s specified criteria; the name of a condition alone does not guarantee a payable claim. Confirm the current quote, eligibility, exclusions and optional benefits with the insurer before purchase.