Why Investing is Non-Negotiable

Saving money is good. But just saving is not enough. Inflation in India runs at 5-7% per year. If your savings earn only 3-4% in a bank account, you are actually losing purchasing power every year. Rs 1 lakh today will buy goods worth only Rs 55,000 in 10 years at 6% inflation. Investing means putting money into assets that grow faster than inflation — stocks, mutual funds, gold, real estate. The goal is not just to preserve wealth but to multiply it over time through the power of compounding.