Key Features

• Maturity benefit equal to 100% of total premiums paid on survival
• Optional Accidental Death and Disability rider
• Death benefit paid to the nominee if the life assured dies during the policy term
• Returned premiums exclude taxes, rider premiums and any extra premium
• Combines life cover with a maturity benefit for survival

Key Features

• Death benefit paid on death or diagnosis of terminal illness during the policy term
• Option to take a 12-month premium break when facing financial difficulty
• Designed for self-employed individuals and business owners

Key Features

• Life cover for the nominee in case of the insured person’s death, subject to policy terms.
• Terminal illness benefit according to the policy definition and conditions.
• Waiver of future premiums in case of qualifying permanent disability due to an accident.
• Optional accidental death benefit under eligible benefit options.
• Optional critical illness benefit covering specified illnesses, subject to conditions.

Key Features

• Life cover payable on death during the policy term, subject to policy conditions.
• Terminal illness benefit that accelerates the applicable death benefit under the policy terms.
• Complimentary health management and well-being services while eligible policy conditions are met.
• Option to defer premiums for 12 months through the premium-break benefit, subject to eligibility.
• Eligible policies with life cover of at least ₹1 crore may qualify for an instant claim payout of up to ₹3 lakh.

Key Features

• Life cover to help financially protect the policyholder’s family
• Terminal illness benefit subject to the policy definition and conditions
• Choice of with-return-of-premium and without-return-of-premium options
• 100% of eligible base-product premiums returned at maturity under the return-of-premium option
• Optional accidental death and disability rider, subject to eligibility