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ACKO follows a direct-to-customer model which helps reduce premiums and streamline claim processing.
3 plans available — compare coverage, premium, and key features.
100% online policy issuance and claims
Key Features
Meets mandatory legal requirement, instant online issuance
Pay premium based on how much you actually drive
Step-by-step claim process for ACKO Motor Insurance.
Report the claim through the ACKO app, your online account, or the toll-free number 1800-266-2256, sharing accident details.
For minor damage like a cracked windscreen or loose bumper, ACKO offers instant settlement; for bigger damage, the vehicle is picked up and assessed.
ACKO arranges pickup, repairs the car at a garage, and provides step-by-step updates via the app, aiming for 3-day doorstep delivery.
Once repairs are approved, ACKO settles the bill directly with the garage for cashless claims, or reimburses the policyholder as per policy terms.
Low premiums and simplified digital experience make ACKO attractive for urban drivers.
Yes, most services are app-based.
Yes, claims can be filed digitally.
Yes.
Yes.
Yes, ACKO provides instant digital policy issuance immediately after online purchase, with no paperwork required.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official ACKO Motor Insurance website before purchasing.
Key Features
Key Features