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Founded in 2016 [1] and headquartered in Bengaluru, ACKO General Insurance Limited operates as a prominent direct-to-consumer digital insurance provider utilizing a cutting-edge technological infrastructure to completely eliminate middlemen and unnecessary paperwork.
9 plans available — compare coverage, premium, and key features.
Combines own-damage protection and third-party liability with optional add-ons where available
Key Features
Step-by-step claim process for ACKO.
Report the claim through the ACKO app, your online account, or the toll-free number 1800-266-2256, sharing accident details.
For minor damage like a cracked windscreen or loose bumper, ACKO offers instant settlement; for bigger damage, the vehicle is picked up and assessed.
ACKO arranges pickup, repairs the car at a garage, and provides step-by-step updates via the app, aiming for 3-day doorstep delivery.
Once repairs are approved, ACKO settles the bill directly with the garage for cashless claims, or reimburses the policyholder as per policy terms.
Low premiums and simplified digital experience make ACKO attractive for urban drivers.
Yes, most services are app-based.
Yes, claims can be filed digitally.
Yes.
Yes.
Yes, ACKO provides instant digital policy issuance immediately after online purchase, with no paperwork required.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official ACKO website before purchasing.
Provides third-party liability protection; damage to the insured car is not covered
Key Features
Protects the insured car against covered damage without duplicating third-party liability cover
Key Features
Bumper-to-bumper protection with zero-depreciation benefits
Key Features
Protection against covered accidents, theft, fire and specified calamities
Key Features
Helps meet the legal third-party motor insurance requirement in India
Key Features
Cover for eligible accidental damage, theft, fire and specified calamities
Key Features
Package protection for covered vehicle damage, theft, calamities and third-party liability
Key Features
Package protection for covered vehicle damage and third-party liability
Key Features