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Care Health Insurance is a specialized health insurer offering products in the retail segment for Health Insurance, Top-up Coverage, and personal accident.
Care Health Insurance (formerly Religare Health) has an award-winning claim service track record. Their Care Advantage plan offers coverage up to ₹6 Crore — one of the highest in India.
11 plans available — compare coverage, premium, and key features.
Infinity Bonus adds 100% of your base sum insured at every renewal, with an unlimited sum insured option
Key Features
Step-by-step claim process for Care Health.
Call 1800-102-6655 (toll-free) or raise a claim on the Care Health app within 24 hours of emergency or before planned hospitalisation.
Care Health processes pre-auth in 4–6 hours at network hospitals. You receive SMS and app notifications at each step.
Care Health settles the approved amount directly with the hospital. Pay only non-covered items.
Submit documents within 30 days. Care Health has an award-winning claim service — settlement in 7–10 working days.
Care Health offers excellent value with high coverage options up to ₹6Cr. Annual health check-ups are included in most plans.
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Care Advantage offers up to ₹6 Crore sum insured — one of the highest available among health insurance plans in India.
Yes — most Care Health plans include a free annual health check-up. Care Supreme and Care Senior both include it as a standard benefit.
Care Health has a claim settlement ratio of 95.2% as per IRDAI Annual Reports — one of the highest among health insurers.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Care Health website before purchasing.
Comprehensive base coverage up to ₹1 Crore — with instant cover feature and no room rent capping.
Key Features
No room rent or ICU limit on ₹25 lakh to ₹6 crore cover, with automatic recharge.
Key Features
Health cover of ₹3L to ₹10L for ages 61 and above, with an annual health check-up, a 10% yearly bonus up to 50% and a 20% co-payment that can be waived.
Key Features
Senior version of Ultimate Care with Infinity Bonus, Premium Payback and Instant Cover Plus
Key Features
Comprehensive cover with outpatient dental and eye benefits and personal accident cover
Key Features
Zone-based family floater, so premium can be lower if you live in a smaller city
Key Features
Made for people with existing conditions, with no pre-policy medical check-up
Key Features
Heart-focused plan with a shorter 2-year wait for pre-existing conditions
Key Features
Super top-up that pays once your total bills in a year cross the deductible
Key Features
IRDAI standard product with the same core terms across insurers
Key Features
Yes — Care Health Insurance was formerly known as Religare Health Insurance. It was rebranded to Care Health in 2019. Products and claim processes remain the same.
Yes — the Care Advantage plan covers international treatment expenses. This makes it suitable for those who may seek medical treatment abroad.