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Best Claim Service Track Record
Care Health Insurance (formerly Religare Health) has an award-winning claim service track record. Their Care Supreme plan offers coverage up to ₹6 Crore — one of the highest in India.
3 plans available — compare coverage, premium, and key features.
Highest coverage cap in India at ₹6 Crore — with instant cover feature and no room rent capping.
Key Features
Super top-up built-in — covers expenses above the deductible up to ₹6Cr total.
Key Features
Annual health check-up and OPD cover included for senior citizens.
Key Features
Step-by-step claim process for Care Health Insurance.
Call 1800-102-4499 (toll-free) or raise a claim on the Care Health app within 24 hours of emergency or before planned hospitalisation.
Care Health processes pre-auth in 4–6 hours at network hospitals. You receive SMS and app notifications at each step.
Care Health settles the approved amount directly with the hospital. Pay only non-covered items.
Submit documents within 30 days. Care Health has an award-winning claim service — settlement in 7–10 working days.
Care Health offers excellent value with high coverage options up to ₹6Cr. Annual health check-ups are included in most plans.
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Care Supreme offers up to ₹6 Crore sum insured — the highest available in any individual health insurance plan in India currently.
Yes — most Care Health plans include a free annual health check-up. Care Supreme and Care Senior both include it as a standard benefit.
Care Health has a claim settlement ratio of 95.2% as per IRDAI Annual Reports — one of the highest among health insurers.
Yes — Care Health Insurance was formerly known as Religare Health Insurance. It was rebranded to Care Health in 2019. Products and claim processes remain the same.
Yes — the Care Advantage plan covers international treatment expenses. This makes it suitable for those who may seek medical treatment abroad.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Care Health Insurance website before purchasing.