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Best Claim Ratio in Segment
Bajaj Health Insurance (formerly Bajaj Allianz Health Insurance) is one of India's largest health insurers, now a wholly Bajaj-owned brand following Allianz's 2025 exit from the joint venture, with a wide range of innovative rider options and a competitive premium structure.
3 plans available — compare coverage, premium, and key features.
Flexible sum insured from ₹1.5L to ₹50L with cashless access to 18,400+ hospitals and flexible add-on riders.
Key Features
Comprehensive international health plan with coverage in 190+ countries and maternity benefits.
Super top-up plan to enhance your existing coverage at very low premium.
Step-by-step claim process for Bajaj General Health Insurance.
Call 1800-209-5858 (toll-free) or use the Caringly Yours app. Notify within 48 hours of hospitalisation.
Bajaj Allianz processes pre-auth via their TPA network. Approval in 4–8 hours for network hospitals.
Bajaj Allianz settles approved amounts directly with network hospitals at discharge.
Submit documents within 30 days via the Caringly Yours app or by post. Settlement in 10–15 working days.
Bajaj Health Insurance offers competitive premiums with a good range of add-on riders and one of the largest hospital networks in the industry. A solid mid-market option for individuals and families.
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Bajaj Allianz offers a wide range of add-ons including critical illness rider, personal accident rider, hospital cash benefit, and OPD cover. This flexibility makes it suitable for customising coverage to your needs.
Bajaj Health Insurance has a claim settlement ratio of 95.6% (3-year average, IRDAI-based) — among the stronger performers in the industry.
Yes — Extra Care Plus is a super top-up plan that activates after your deductible is exhausted. It's an affordable way to enhance your existing coverage without buying a new policy.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Bajaj General Health Insurance website before purchasing.
Key Features
Key Features
Bajaj Health Insurance has 18,400+ cashless network hospitals — one of the largest networks in the industry, with strong coverage across metro and tier-2 cities.
Caringly Yours is Bajaj's mobile app for policy management, claim filing, hospital search, and wellness benefits. Available on iOS and Android.