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Best Claim Ratio in Segment
Bajaj Allianz is one of the most popular health insurers in India with a wide range of innovative rider options and a competitive premium structure.
3 plans available — compare coverage, premium, and key features.
Wide range of sum insured options from ₹1.5L to ₹50L with flexible add-on riders.
Key Features
Comprehensive international health plan with coverage in 190+ countries and maternity benefits.
Super top-up plan to enhance your existing coverage at very low premium.
Step-by-step claim process for Bajaj Allianz Health Insurance.
Call 1800-209-5858 (toll-free) or use the Caringly Yours app. Notify within 48 hours of hospitalisation.
Bajaj Allianz processes pre-auth via their TPA network. Approval in 4–8 hours for network hospitals.
Bajaj Allianz settles approved amounts directly with network hospitals at discharge.
Submit documents within 30 days via the Caringly Yours app or by post. Settlement in 10–15 working days.
Bajaj Allianz offers competitive premiums with a good range of add-on riders. A solid mid-market option for individuals and families.
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Bajaj Allianz offers a wide range of add-ons including critical illness rider, personal accident rider, hospital cash benefit, and OPD cover. This flexibility makes it suitable for customising coverage to your needs.
Bajaj Allianz has a claim settlement ratio of 88.3% as per IRDAI Annual Reports — lower than peers but improving year on year.
Yes — Extra Care Plus is a super top-up plan that activates after your deductible is exhausted. It's an affordable way to enhance your existing coverage without buying a new policy.
Bajaj Allianz has 8,000+ cashless network hospitals. While smaller than Star Health or SBI General, coverage is good in metro cities and major tier-2 cities.
Caringly Yours is Bajaj Allianz's mobile app for policy management, claim filing, hospital search, and wellness benefits. Available on iOS and Android.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Bajaj Allianz Health Insurance website before purchasing.
Key Features
Key Features