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Aditya Birla Health Insurance offers health plans for every life stage. Learn about our mission, values & commitment to your health & wellness.
Aditya Birla Health Insurance's HealthReturns programme rewards healthy habits — earn up to 30% of your premium back as cashback. Their Activ Health app tracks fitness and integrates with plans.
11 plans available — compare coverage, premium, and key features.
A comprehensive health plan with HealthReturns, unlimited Super Reload, Super Credit and no capping on medical expenses.
Key Features
Step-by-step claim process for Aditya Birla Health.
Call 1800-270-7000 (toll-free) or raise a claim on the Activ Health app within 48 hours of hospitalisation.
Network hospital submits pre-auth to Aditya Birla Health. Approval in 4–8 hours. Track status on the app.
Aditya Birla Health settles directly with the hospital for approved cashless amounts at discharge.
Submit all documents via app or email within 30 days of discharge. Settlement within 10–15 working days.
If you are health-conscious and want to earn rewards for staying fit, Aditya Birla is unmatched. The HealthReturns programme can return up to 30% of your premium.
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HealthReturns rewards you for staying healthy. You earn Active Dayz by tracking fitness via the Activ Health app. Based on your Active Dayz, you get up to 30% of your annual premium back as cashback at renewal.
Yes — Activ Health Platinum Enhanced covers chronic conditions like diabetes, hypertension, and asthma from Day 1. This is unique among private health insurers in India.
Aditya Birla Health has a claim settlement ratio of 95.8% as per the latest IRDAI Annual Report — one of the highest among private health insurers.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Aditya Birla Health website before purchasing.
A comprehensive plan with up to 100% HealthReturns, Super Credit, unlimited Super Reload, advanced health check-up and additional family-focused benefits.
Key Features
A tailored health insurance plan with HealthReturns, no capping on medical expenses and Super Reload for additional protection.
Key Features
HealthReturns up to 100% + Day 1 chronic care + chronic management program
Key Features
HealthReturns up to 100% + OPD + Yuva Credit + Travel ON/OFF + Worldwide Maternity
Key Features
A comprehensive health plan combining up to 100% HealthReturns, chronic-care support, 100% Sum Insured reload and extensive hospitalisation benefits.
Key Features
Day 1 Chronic Cover + HealthReturns up to 50% + Cumulative Bonus + 586 Daycare Procedures
Key Features
A budget-friendly comprehensive health plan with up to 30% HealthReturns, 150% Sum Insured reload, annual health check-up and 586 daycare procedures.
Key Features
Up to 50% HealthReturns + 100% Unlimited Refill + Good Health Discount + Maternity
Key Features
A senior-citizen focused health plan with HealthReturns, annual health check-up, daycare treatment, nursing at home and dedicated health coaching.
Key Features
Up to ₹95L Coverage + 586 Day Care Procedures + International Emergency Assistance
Key Features
Yes. The Activ Care plan is specifically designed for senior citizens. Note: as per IRDAI's 2024 regulations, no health insurer in India can refuse coverage based on age, so entry age caps no longer apply industry-wide.
The app is mandatory only if you want to earn HealthReturns cashback. For standard coverage and claims, you can use the website or call the toll-free number.