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SBI General Critical Illness plan is backed by India largest bank, offering affordable CI cover for 13 illnesses with easy policy purchase through SBI branches.
SBI General Critical Illness Insurance provides a fixed lump sum benefit on diagnosis of covered illnesses, helping policyholders manage the financial burden that often follows conditions like cancer, heart attack, stroke, kidney failure, and organ transplants. As a standalone benefit plan, the payout is not linked to actual hospitalisation expenses, so the money can be used for treatment, recovery-related costs, or even to replace lost income during an extended period away from work. Backed by SBI General Insurance's pan-India reach and the trust associated with the SBI brand, the plan is positioned as an affordable add-on to a policyholder's existing health cover. Premiums are eligible for tax deduction under Section 80D. Like most critical illness products, the policy carries an initial waiting period and a survival period condition before a claim becomes payable, and coverage is typically renewable annually up to a specified age limit. This plan is a practical choice for families wanting an extra layer of financial protection against the rising cost of treating serious illnesses in India.
3 plans available — compare coverage, premium, and key features.
Backed by SBI's trusted brand and wide service network
Key Features
Stage-wise payout for all major types of cancer
Focused payout structure for heart-related illnesses
Step-by-step claim process for SBI General Critical Illness.
Call the toll-free 1800-22-1111 / 1800-102-1111 or SMS "CLAIM" to 561612 to register the claim.
Submit the claim form along with hospital summary/discharge card, medical reports, investigation reports and doctor's certificate confirming the critical illness.
SBI General's plan requires a 28-day survival period after diagnosis, with only one critical illness claim allowed per policy lifetime.
Admissible claims are settled within 30 days of receiving the last necessary document, per IRDAI norms.
If you already bank with SBI, this plan offers the easiest purchase experience. Premiums are among the lowest, though the claim ratio and network are slightly below top peers.
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The plan offers a lump-sum payout that helps manage treatment costs and financial obligations after diagnosis of a covered illness.
Yes. Eligible cancer diagnoses are covered according to the policy wording.
Yes. SBI General offers online purchase and renewal facilities.
Anyone looking for financial security against major illnesses may benefit from this policy.
Claim documents typically include diagnostic reports, hospital records, and a duly filled claim form supporting the diagnosis.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official SBI General Critical Illness website before purchasing.
Key Features
Key Features