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New India Assurance Critical Illness plan is a PSU-backed option offering basic CI cover for 11 illnesses at the most affordable premium in the market.
New India Assurance Critical Illness Insurance offers a lump sum benefit payable on diagnosis of a covered serious illness, from a public sector insurer with one of the longest operating histories in the Indian general insurance industry. The plan typically lists major conditions such as cancer, heart attack, stroke, kidney failure, paralysis, and organ transplant, with the payout made as a single amount that policyholders can use as they see fit, whether for treatment, income replacement, or other financial obligations during recovery.
1 plans available — compare coverage, premium, and key features.
100% of selected sum insured for the first covered critical illness, subject to policy terms and the 90-day waiting period
Key Features
Step-by-step claim process for New India Assurance.
Call the toll-free 1800-209-1415 (or the 24x7 claims support helpline 1800-258-5881) or email tech.support@newindia.co.in to intimate the claim.
Submit the claim form along with hospital/doctor certificates, investigation reports and other documents confirming the critical illness diagnosis.
The claim is processed through New India Assurance's empanelled TPA, which verifies the diagnosis against the policy's covered illness list.
On approval, the lump-sum benefit is paid out as per policy terms and the IRDAI-mandated timelines.
New India Assurance is the most affordable option on this list and carries the credibility of a government-backed insurer. Best suited for those who prefer PSU insurers on principle.
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The policy provides financial assistance through a lump-sum benefit for covered critical illnesses.
Yes. Benefits become payable only after completion of the applicable waiting period.
Yes. Renewal is available according to the insurer terms and applicable regulations.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official New India Assurance website before purchasing.
The policy is suitable for individuals who want financial protection against the expenses associated with major illnesses.
Coverage for senior citizens is generally available, though premiums and entry age limits vary based on policy terms.