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ICICI Lombard Critical Illness Plan provides coverage for 20 critical illnesses with fast claim settlement and a robust digital platform for policy management.
ICICI Lombard Critical Illness Insurance is designed to pay a lump sum amount immediately on diagnosis of a covered condition, independent of the actual treatment cost incurred. The plan generally covers a defined list of major illnesses including cancer, heart attack, stroke, kidney failure, paralysis, and major organ transplants, with sum insured options that can be scaled based on the policyholder's income and financial responsibilities.
1 plans available — compare coverage, premium, and key features.
Five illness buckets with major and minor critical illness definitions
Key Features
Step-by-step claim process for ICICI Lombard.
Call the 24x7 toll-free 1800-2666, SMS "HEALTHCLAIM" to 575758, or use the IL TakeCare app.
Send the claim form along with diagnosis reports and medical records confirming the critical illness.
ICICI Lombard verifies the diagnosis against policy terms and the covered illness list.
The lump-sum benefit is credited to the registered bank account once the claim is approved.
ICICI Lombard is a top pick for tech-savvy buyers who want a seamless online experience. Strong claim track record and wide illness coverage make it a reliable choice.
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The plan covers several major critical illnesses listed in the policy document, including cancer, kidney failure and stroke.
Yes. A fixed lump-sum amount is paid after diagnosis of a covered critical illness, subject to policy terms.
Yes. Annual renewal is available according to the insurer guidelines.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official ICICI Lombard website before purchasing.
Depending on age, health condition and coverage amount, medical tests may be required.
Renewal typically does not require a fresh medical checkup unless there is a significant gap in coverage or a change in sum insured.