Finzony

Union Bank of India

UNIONBANK Financial Services
₹ 173.53
-3.76%

Live Market Data

Market Cap₹ 1,32,348 Cr.
Current Price₹ 173.53
High / Low₹205.49 / 112.52
Stock P/E7.0
Book Value₹171.7
Dividend Yield2.63 %
ROCE0.0 %
ROE0.2 %

About Company

Union Bank of India provides banking products and services in India. It operates in four segments: Treasury Operations, Retail Banking Operations, Corporate and Wholesale Banking, and Other Banking Operations. The company offers savings, salary, and current accounts; term deposits; retail loans comprising home, vehicle, and education, loans; personal, MSME, agriculture, foreign currency, and gold loans; loans against the property; loans for senior citizen and pensioners; and debit, credit, and gift cards. It also provides corporate loans, such as line of credit, trade finance, working capital, project financing, and channel finance; wealth management; mutual funds; life, non-life, and health insurance products; and government saving and international schemes. In addition, the company offers app, internet, doorstep, explore digital, self-service, ATM, and SMS banking services; safe deposit locker and cheque collection; positive pay and cash management systems; point of sale terminal and immediate payment; and demat and online trading services. Further, it provides ECGC cover and foreign exchange; derivatives; export and import; NRI banking; remittance; treasury; and other products and services. Union Bank of India was incorporated in 1919 and is headquartered in Mumbai, India.

Industry Segment

Banks - Regional

Price Chart

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Technical Analysis

Technical Outlook

Short TermBearish
Mid TermBullish
Long TermNeutral
Resistance₹202.27000427246094
Support₹115.58000183105469

Valuation Check

Fair Value Assessment
Undervalued
Low P/E Ratio

Research Reports

No recent reports available.

Peer Comparison

Related Sector
CompanyPriceP/EM.Cap (Cr)ROE %
BANK OF INDIA
BANKINDIA
₹144.646.7165,85012.05%
CANARA BANK
CANBK
₹131.55.901,19,27918.21%
PUNJAB NATIONAL BANK
PNB
₹106.066.851,21,91412.71%
INDIAN OVERSEAS BANK
IOB
₹32.3113.1362,25215.34%
INDIAN BANK
INDIANB
₹880.510.301,18,64315.75%

Quarterly Results

ParticularsJan 70Jan 70Jan 70Jan 70Jan 70
Total Revenue (Cr)14,631.9914,112.8415,941.4113,984.5815,092.18
Net Income (Cr)5,072.694,427.945,011.214,623.034,750.93
EPS (₹)6.655.806.066.22

Annual Profit & Loss

Particulars20252024202320221970
Total Revenue (Cr)59,339.6855,177.6947,131.6541,575.950
Operating Exp (Cr)28,410.1526,560.8323,465.2219,702.610
Net Income (Cr)18,026.9513,797.128,511.665,265.320
EPS (₹)23.6219.1512.457.770

Balance Sheet

ParticularsJan 70Jan 70Jan 70Jan 70Jan 70
Total Assets (Cr)14,99,855.6714,97,882.4215,11,329.4214,17,754.4114,24,199.93
Total Liabilities (Cr)13,68,713.9213,76,171.2213,97,495.3513,05,500.7913,16,532.52
Total Equity (Cr)1,31,141.751,21,711.21,13,834.081,12,253.621,07,667.41

Key Ratios Fundamentals

Valuation

P/E Ratio (TTM)
6.99
Forward P/E
7.22
PEG Ratio
-
Price / Book
1.01
EV / EBITDA
-

Profitability

ROE
15.56%
ROA
1.30%
Profit Margin
34.97%
Operating Margin
46.39%

Liquidity & Debt

Current Ratio
-
Quick Ratio
-
Debt / Equity
-
Total Cash (Cr)
79969.26

Price Statistics

Beta
1.00
52W High
205.49
52W Low
112.52
Dividend Yield
2.63%

Pattern Unavailable

Detailed shareholding breakdown is not currently provided by the exchange.