Finzony

Central Bank of India

CENTRALBK Financial Services
₹ 33
-3.28%

Live Market Data

Market Cap₹ 29,886 Cr.
Current Price₹ 33
High / Low₹47.3 / 32.75
Stock P/E6.1
Book Value₹43.7
Dividend Yield2.31 %
ROCE0.0 %
ROE0.1 %

About Company

Central Bank of India operates as a commercial bank in India. The company offers deposit products, which include savings and current accounts, time deposits, fixed deposits, and recurring deposit schemes, as well as small saving scheme; and loans, including housing, vehicle, property, personal, senior citizens, education, and agricultural, as well as micro small and medium enterprises loans. It provides credit, debit, and prepaid/gift cards, as well as cash management, mutual funds, depository, mobile and Internet banking, and ATM services. In addition, the company offers corporate loans, such as project finance, infrastructure funding, financing to infrastructure investment trusts, short term corporate loans, advances, working capital facilities, line of credit, export finance, foreign currency loan, bills purchase/discount/negotiation facilities, non-fund based facilities, and facilities to other industries. Further, the company sells and distributes life, general, and health insurance products, including unit linked, whole life, children, money back, endowment, pension, health, property, personal, fire, burglary, engineering, motor, package, travel, and group insurance products, as well as protection and retirement solutions. It operates through a network of branches, ATMs, satellite offices, and an extension counter. Central Bank of India has a strategic co lending partnership with IIFL Home Finance Limited to offer SME LAP loan products under priority sector to MSME borrowers. Central Bank of India was incorporated in 1911 and is headquartered in Mumbai, India.

Industry Segment

Banks - Regional

Price Chart

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Technical Analysis

Technical Outlook

Short TermBearish
Mid TermBearish
Long TermNeutral
Resistance₹43.959999084472656
Support₹32.560001373291016

Valuation Check

Fair Value Assessment
Fair Value

Research Reports

No recent reports available.

Peer Comparison

Related Sector
CompanyPriceP/EM.Cap (Cr)ROE %
INDIAN OVERSEAS BANK
IOB
₹32.213.0962,04115.34%
UCO BANK
UCOBANK
₹23.611.4629,6138.57%
BANK OF MAHARASHTRA
MAHABANK
₹64.467.6649,58021.17%
INDIAN BANK
INDIANB
₹871.7510.201,17,46415.75%
UNION BANK OF INDIA
UNIONBANK
₹175.487.071,33,98915.56%

Quarterly Results

ParticularsJan 70Jan 70Jan 70Jan 70Jan 70
Total Revenue (Cr)5,455.25,188.365,262.344,790.695,077.74
Net Income (Cr)1,264.291,281.981,104.58963.38923.83
EPS (₹)1.41.4201.111.06

Annual Profit & Loss

Particulars20252024202320221970
Total Revenue (Cr)19,862.6817,694.2815,837.8312,500.850
Operating Exp (Cr)11,663.1810,274.898,9107,277.070
Net Income (Cr)3,934.212,667.681,678.781,057.340
EPS (₹)4.533.071.931.240

Balance Sheet

ParticularsJan 70Jan 70Jan 70Jan 70Jan 70
Total Assets (Cr)5,33,506.194,82,641.84,80,456.844,68,478.524,47,806.96
Total Liabilities (Cr)4,93,912.824,44,605.794,43,490.24,34,133.564,14,227.73
Total Equity (Cr)39,503.2537,948.6636,881.4834,261.7133,498.65

Key Ratios Fundamentals

Valuation

P/E Ratio (TTM)
6.07
Forward P/E
-
PEG Ratio
-
Price / Book
0.75
EV / EBITDA
-

Profitability

ROE
13.23%
ROA
0.98%
Profit Margin
28.49%
Operating Margin
33.52%

Liquidity & Debt

Current Ratio
-
Quick Ratio
-
Debt / Equity
-
Total Cash (Cr)
36962.55

Price Statistics

Beta
0.26
52W High
44.59
52W Low
32.40
Dividend Yield
2.31%

Pattern Unavailable

Detailed shareholding breakdown is not currently provided by the exchange.