Finzony

Cholamandalam Investment and Finance Company Limited

CHOLAFIN Financial Services
₹ 1,428.2
-3.09%

Live Market Data

Market Cap₹ 1,21,688 Cr.
Current Price₹ 1,428.2
High / Low₹1831.5 / 1358.65
Stock P/E24.8
Book Value₹308.2
Dividend Yield0.14 %
ROCE0.0 %
ROE0.0 %

About Company

Cholamandalam Investment and Finance Company Limited, operates as a non-banking finance company in India. The company operates through Vehicle Finance, Loan Against Property, Home Loans, and Other Loans segments. It offers loans for commercial vehicles, passenger vehicles, two- and three- wheelers, and tractors, as well as construction equipment. The company also provides secured loans against property, and home and SME loans, as well as consumer and small enterprise loans, including personal loans, professional loans, and business loans to salaried, self-employed professional and non-professional customers, and micro and small businesses. In addition, it offers gold loans, consumer durable loans, corporate insurance agencies, stockbroking and depository participants, offline payment aggregator, home extension, balance transfer of existing loans, supply chain finance, and secured term loans. Further, the company provides dealer portal services under the Gaadi Bazaar brand, which act as a hub for dealers in listing vehicles, generating leads, and applying for loans and trade advances. Additionally, it operates Payswiff, an omnichannel payment transaction solution that lets business owners accept payments from their customers in-store, at-home deliveries, online and on-the-go using mPOS, and POS solutions. The company was incorporated in 1978 and is headquartered in Chennai, India.

Industry Segment

Credit Services

Price Chart

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Technical Analysis

Technical Outlook

Short TermBearish
Mid TermBullish
Long TermNeutral
Resistance1805.4000244140625
Support1380.9000244140625

Valuation Check

Fair Value Assessment
Fair Value

Research Reports

No recent reports available.

Peer Comparison

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307.517.3542,726-
MAX FINANCIAL SERV LTD
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1,553.2362.9053,637-
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4,602.556.801,27,581-
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2,152.131.7541,604-

Quarterly Results

ParticularsLatestPrevQ-2
Total Revenue (Cr)
Net Income (Cr)
EPS (₹)

Annual Profit & Loss

Particulars20252024202320221970
Total Revenue (Cr)13,411.279,938.877,145.255,864.180
Operating Exp (Cr)5,427.154,269.182,860.682,076.570
Net Income (Cr)4,262.723,420.062,664.852,153.510
EPS (₹)50.7241.1732.4426.240

Balance Sheet

ParticularsLatestPrevQ-2
Total Assets (Cr)
Total Liabilities (Cr)
Total Equity (Cr)

Key Ratios Fundamentals

Valuation

P/E Ratio (TTM)
24.02
Forward P/E
17.69
PEG Ratio
-
Price / Book
4.48
EV / EBITDA
-

Profitability

ROE
-
ROA
-
Profit Margin
39.05%
Operating Margin
51.92%

Liquidity & Debt

Current Ratio
-
Quick Ratio
-
Debt / Equity
724.31
Total Cash (Cr)
11122.68

Price Statistics

Beta
0.36
52W High
1831.50
52W Low
1358.65
Dividend Yield
0.14%

Pattern Unavailable

Detailed shareholding breakdown is not currently provided by the exchange.