Finzony
HDFC Millennia Credit Card

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Visa

HDFC Millennia Credit Card

The HDFC Millennia Credit Card is widely considered the best entry-level cashback card in India. It offers a flat 5% cashback on Amazon, Flipkart, BookMyShow, Cult.fit, and other partner merchants.

Annual Fee

₹1,000

Reward Rate

5% Cashback on Partner Brands

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Key Benefits

  • 5% CashPoints on Amazon, Flipkart, Myntra
  • 1% CashPoints on all other spends
  • ₹1000 gift vouchers on spends of ₹1 Lakh per quarter

Lounge Access

Domestic4 /yr
International0 /yr

Travel Insurance

Contact bank for details.

Fees & APR

annual fee
₹1000 + GST
foreign transaction fee
3.5% + GST
Interest Rate (APR)
42% - 42%
EligibilityMin Income: Check Bank